Privacy Notice

This is an annual notice

FACTS

WHAT DOES FIRST BANK OF OHIO DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service
you have with us. This information can include:

  • Social Security number
  • Account balances
  • Payment history
  • Transaction history
  • Transaction or loss history
  • Credit history

When you are no longer our customer, we continue to share your information as
described in this notice.

How?

All financial companies need to share customers' personal information to run their
everyday business. In the section below, we list the reasons financial companies can share
their customers' personal information; the reasons First Bank of Ohio chooses to share;
and whether you can limit this sharing.

Reasons we can share your personal information

Does First Bank of Ohio Share?

Can you limit this sharing?

For our everyday business purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes

to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates everyday business purposes-

information about your transactions and experiences

No

We don't share

For our affiliates everyday business purposes-

information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call 419-448-9740

 

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What we do

How does First Bank of Ohio

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures and comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First Bank of Ohio collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Provide employment information
  • Make a wire transfer
  • Show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why cant I limit all sharing?

Federal law gives you the right to limit only

  •  sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First Bank of Ohio does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Bank of Ohio does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Bank of Ohio doesn't jointly market.

Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For California Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with non-affiliates either from them to market to you or for joint marketing – without your authorization.
For Vermont Customers. We will not share personal information with non-affiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.